COST & EXPECTATIONS
Know what you are choosing.
Start with a free conversation. Get clear answers about any paid service before enrolling.
Your initial consultation.
INITIAL CREDIT REVIEW
Free
Discuss your goal, current concerns, and possible next steps.
For paid services, request a written quote.
Ask the team to explain the scope, total fees or fee structure, any third-party costs, and when charges may apply. A consultation does not commit you to a paid program.
Questions worth asking.
What does the proposed service include?
Ask which reports and issues will be reviewed, what documentation is needed, and what work is included in the written agreement.
Are there additional costs?
Ask whether any credit monitoring or other third-party service is needed, who provides it, and whether its cost is included or separate.
When would I be charged?
Request the billing terms in writing and review them alongside your consumer rights. This website does not collect payment for the initial consultation.
What if I change my mind?
Review the cancellation notice and any applicable refund terms before signing. Ask the team to explain anything unclear.
Understand your rights.
You can dispute errors yourself for free. No credit repair company can guarantee a particular score increase. For information about fees, cancellation rights, and warning signs, see the Consumer Financial Protection Bureau’s guide.
CREDIT REPAIR OPTIMIZATION
Start your credit transformation today.
Tell us your goal. Understand the process and your next steps with a free initial credit review.